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4x4 trucks are a lot different from lifted trucks. Let me begin by explaining the major difference between the two. A 4x4 truck is manufactured as a 4x4 and a lifted truck has had a lift kit added to it to lift it higher off the ground.
With that said there is something about the strength of each of these vehicles that attracts their buyers. This along with the height of these trucks makes them appealing to drivers of all ages, shapes and sizes. I venture to guess it is the powerful feeling all the way around that draws people to purchase 4x4 trucks as well as the trucks with lift kits.
Let's take a look at some of the differences between the two trucks.
Cost
To begin with because the lifted truck is a kit, you will most likely end up paying more because you will have to purchase the pickup as well as the lift kit, and then pay someone to install it for you. The cost of a 4x4 will run the buyer somewhere around ,000 - ,000, as it is, brand new.
However, there are quality used 4x4's available for less money, and you can find one that runs almost as well as a brand new one.
Driving
The 4x4 models will run more smoothly down the highway than the lifted trucks do. The way the lifted trucks are made it is not as easy to accelerate to higher speeds as the standard 4x4 truck. The 4x4 trucks are a favorite amongst wilderness drivers. The ability to go off road in mud and snow attracts adventure seekers who love the outdoors.
Many drivers who own the higher trucks feel that they have an advantage on rough terrain over 4x4 trucks because of the additional height with the lift kit. Of course these same truck owners say that their truck doesn't handle corners as well as the 4x4 trucks.
The Risk Factor
The standard manufactured 4x4 risk factor is lower than the lifted truck. The 4x4 really drives similar to a car with the agility equal to other vehicles. If you can drive a car you can drive a 4x4.
This cannot be said as easily with the lifted trucks.
Because of the height you have additional instability that you do not have with the regular 4x4. In fact, if you plan to purchase a truck that has a lift kit you will want to check with the state that you live in because different states have different laws as to how high you can have a truck lifted. This is due to the increased occurrences of rolling over the lifted truck.
You should consider these factors before choosing between the two of them. And make sure you drive the truck before buying it to see how it handles. These are a few of the differences between a 4x4 trucks versus a lifted truck.
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For anyone wanting to make a one-time trip to a cold locale, they may find themselves in need of tire chains. For warmer-weathered tourists, this may come as a brand new tool, and some may want to look into tire chain rentals. However, this many not be the best option.
First, few places rent tire chains, and even those places that do may not have chains that fit your car's tires. Especially during busy tourist seasons, many places may be out of tire chains, particularly those that fit popular car models. Even if you get to your destination without tire chains, many law enforcement officers will not allow drivers on a dangerous road without tire chains. Most of the time, not even 4x4s will be allowed on the road without proper chains. That means that you might get to your vacation spot but not might be able to get back home!
Second, tire chains can be purchased for cars and pick-up trucks for as little as per pair. Even when renting tire chains, the tire chain rental price may be nearly as high as purchasing a brand new pair, especially if you plan to use the chains for many days or over many miles.
While tire chain rentals are available in locations where they are most often needed, drivers should not depend on a chance that the rental location will not have the right size for their tires. It's safer for drivers to make a small investment in tire chains to ensure that they will always have them available when they need them, regardless of weather conditions.
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Baby boomers have turned 60. Some will choose to sell their homes for a variety of reasons: financial, to downsize, to be closer to children. As homebuilders are building more retirement communities and discovering what features boomers want making them more appealing, more boomers are considering retirement at active adult retirement communities.
Here are ten things you should know when you begin your research into active adult retirement communities:
1) Choose an Area: First thing decide where you would like to live by region, state and then city. A variety of websites now cover this subject thoroughly and are very helpful. My website also gives descriptions of the areas if you are wondering what it would be like to live in California, for instance. Find the communities listed under that area or city. The type of community we are talking about here will be categorized as Active Adult and sometimes Independent Living. Make a list of the active adult communities you want to consider further. There are many types of active-adult communities so notice what kind it is. For instance, some communities only have rental apartments. There are some that are manufactured homes only or RV. Some have assisted living available. The most common type is the outright purchase plus homeowners fee.
2) Make a list of your wants and needs: Is a golfcourse necessary? What are your hobbies and can you pursue them there. What other activities are there that you may wish to try in the future. Do you want a resort-type active adult community. Is having a college nearby important or your favorite medical facilities. How about scenery. Is a view important to you. Make a list putting your highest priorities first.
3) Decide on your budget: Do you wish to purchase or rent. What is the homeowner's fee and what does it cover. Are there any other fees. Make a list of your total expenses. What is the policy regarding raising fees. Are there other active adult community plans that you find more desirable than outright purchase. There are many types of financial plans, however, the most typical is purchase plus a fee. My fee covers property tax and insurance, utilities, basic cable TV, security services, Clubhouse, and amenities such as fitness center and tennis. My tai chi class is an additional small fee. Usually there is an extra fee for golf and outdoor pool. For the greatest security, make sure you can cover your monthly expenses for the rest of your life.
4) Make appointments to Visit: A good plan is to contact the community or homebuilder and let them know you are interested. I find the retirement community will then send a generous packet of information. Sometimes they may have a visitor's program offering a tour of the property and sometimes an overnight stay at reasonable rates. Visiting gives you more detailed information.
5) During your visit, be observant: Notice if the seniors appear happy and active and sometimes greeting you. Ask them if they like living there. Notice if the landscaping is well kept and beautiful. What amenities are offered. Where do you put out your trash and do your laundry. Seriously, both of these are conveniently right outside my door. My trash shute makes my life a lot easier. The building is cleaned every week. Sometimes, of course, you will have your own machines in your home. Make sure the floorplan makes your life easier. Are there any unique health programs for seniors such as restaurants serving a menu that is lower in fat, salt and sugar. Get the newspaper or activities calendar and ask if there are resales, check out the local real estate office. They can also give you an objective opinion on the community.
6) Is there transportation for residents? Is there a shuttle bus? This is wonderful if you take the one car to work and your spouse stays home all day. You may not want the expense of two cars anymore or any car at all. You don't want to be stuck in your home and no way to get around. How far is the shopping center. Can you walk?
7) Where are the grocery store and major shopping: Is there a shopping center located nearby and where is the major shopping mall. Ours is conveniently next to the community and we can walk if we want to.
8) Emergency Services and Hospitals: Fortunately, most active adult communities are located near these facilities since adult community homebuilders know it is important. However, some that are in more remote areas may not be near enough and you may have to weigh this in your decision.
9) Security Services: What does this consist of? Is it an electronic gate only, a 24-hour manned gate, or manned gate and patrol. The manned gate plus 24-hour patrol is best. Our security service also handles just about anything that may come up that we need assistance with or are concerned about. It is wonderful and gives so much peace of mind.
10) Now choose which communities you like best: Once you are in a community, you will only then know how important having all these conveniences will be to you. Get the names of persons you came in contact with for any questions you may have later. Narrow your list down to only one or two. Get more details on the community and maybe try to rent there first to try it out. Retirement communities usually have short-term rentals available. You may wish to do a follow-up visit.
Choosing which adult community you will reside in will be easier than you think. The people you come in contact with at retirement communities are very gracious and helpful. Soon you will enjoy the new sense of freedom and pleasure that only a great active adult retirement community can offer.
Carol Fena
www.bestguide-retirementcommunities.com
8/2006
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